John P. Kromer
Partner
1250 24th Street, NW • Suite 700
Washington, DC 20037
T. 202·349·8040
F. 202·349·8080
John Kromer, co-managing partner of BuckleySandler LLP, regularly advises clients on compliance with state and federal laws applicable to mortgage companies, consumer finance companies, real estate companies, commercial lenders and other financial institutions. He counsels clients on laws governing licensing, usury, advertising, disclosures, privacy, money laundering and loan documentation. Mr. Kromer regularly assists financial services firms to develop, structure and negotiate business relationships, including joint ventures and outsourcing arrangements. He also advises financial and strategic purchasers of financial services firms in connection with regulatory matters, including due diligence of companies, assets and portfolios. In addition, he represents clients on federal and state legislative matters.
Mr. Kromer is the Chair of the Housing Finance and RESPA Subcommittee of the Consumer Financial Services Committee of the Business Law Section of the American Bar Association and serves on the Advisory Council of the American Association of Residential Mortgage Regulators.
Mr. Kromer is a frequent panelist at industry conferences discussing legal issues affecting mortgage companies and consumer lenders. He is a co-author of Residential Mortgage Lending: State Regulation Manual; Residential Mortgage Lending: Brokers; Pratt’s State Regulation of Second Mortgages and Home Equity Loans; Mortgage Bankers Guide to Regulatory Compliance; and The Law of Electronic Signatures and Records, and has written numerous articles for consumer financial services industry publications.
Before joining BuckleySandler, Mr. Kromer was a partner with Goodwin Procter LLP and, prior to that, a partner with Negroni & Kromer, PLLC.
Prior experience includes work as a legislative assistant to U.S. Representative Larry J. Hopkins (KY) from 1988-1990 for banking, housing, budget and tax issues, and as a legislative intern to Virginia State Senator Edgar Robb from 1992-1993.
Mr. Kromer was the recipient of the Distinguished Service Award from the American Association of Residential Mortgage Regulators in 2003.
Mr. Kromer received a J.D. from the University of Virginia in 1993 and a B.A. from the University of Notre Dame in 1988 (magna cum laude).
Selected Publications
Andrea Lee Negroni, John P. Kromer & Mary Pfaff, Residential Mortgage Lending: State Regulation Manual—Mid-Atlantic (West Group 2000-2010).
Andrea Lee Negroni & John P. Kromer Residential Mortgage Lending: Brokers (West Group 1998-2009).
Andrea Lee Negroni, Jonathan D. Jaffe, John P. Kromer, Paul H. Schieber, & Marsha L. Williams, Pratt's State Regulation of Second Mortgages & Home Equity Loans (A.S. Pratt & Sons).
Jeremiah S. Buckley, John P. Kromer, Margo H.K. Tank & R. David Whitaker, The Law of Electronic Signatures and Records (West Group 2009).
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Practice Areas
- Commercial Lending
- Congressional Investigations
- Consumer Finance
- Electronic Financial Services
- Fair Lending
- Government Enforcement
- Licensing
- Mergers & Acquisitions
- Mortgage Banking
- Privacy/Data Security
- Real Estate Brokers
- Regulatory Examinations
- Subprime
- Washington Law Firm Advisory/Special Counsel
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Bar Admissions
District of Columbia
Virginia