BuckleySandler LLP represents many of the nation’s leading banks, mortgage lenders, mortgage servicers, credit card companies, insurance companies, securities firms and other financial services companies, applying its extensive expertise across the full range of enforcement, litigation, transactional, regulatory, and public policy issues confronting the financial services industry. With over 75 lawyers in Washington, DC, Los Angeles, and New York, BuckleySandler provides best-in-class legal counsel to meet the challenges of our clients in an ever-changing and tumultuous legal, regulatory and legislative environment.

Enforcement and Litigation

BuckleySandler represents financial services companies in investigations and actions by the U.S. Department of Justice, the Federal Trade Commission, the Securities and Exchange Commission, the Department of Housing and Urban Development, federal bank regulators, state attorneys general and other federal and state regulatory agencies. Our experience is unmatched in defending the interests of companies and executives in examinations and investigations relating to consumer lending and securities sales practices, fair lending and fair access, including unfair and deceptive trade practices, consumer privacy, and information security.

BuckleySandler also represents clients in federal and state class action and other litigation involving claims under the Fair Housing Act, Equal Credit Opportunity Act, Civil Rights Acts, Truth in Lending Act, Real Estate Settlement Procedures Act, Civil False Claims Act, federal securities laws, unfair and deceptive trade practice statutes, as well as state law consumer protection, sales practices, privacy and antidiscrimination statutes. The Firm’s attorneys frequently represent clients in relation to significant loan repurchase and/or credit enhancement or indemnity disputes. We also represent companies and individuals in grand jury investigations and other white collar criminal matters, and often handle complex parallel proceedings involving concurrent government enforcement and civil litigation, congressional investigations, and/or multiple class actions.

Licensing and Chartering

BuckleySandler assists clients with obtaining new lending, servicing, collection, insurance or money transmitter licenses, or obtaining “change of control” approvals for existing licensees, and assists banks and investment groups in analyzing charter alternatives and obtaining new charters. We assist new entrants, such as private equity investors, as well as ongoing businesses in structuring operations and transactions to minimize regulatory burden and facilitate the closing of transactions.

Regulatory Counseling and Compliance

BuckleySandler counsels its clients on a broad range of examination, regulatory compliance and risk management issues. Our lawyers provide sophisticated day-to-day advice to industry leaders to ensure that their existing operations and new programs comply with ever-changing state and federal requirements. The Firm’s extensive enforcement and litigation practice allows us to combine our in-depth understanding of the relevant laws and doctrines with a very current understanding of the views and positions of both regulators and enforcement agencies. Our lawyers have developed and implemented comprehensive compliance management programs, including the written policies, training and ongoing monitoring needed to ensure compliance with fair lending laws, federal and state consumer protection statutes, consumer financial privacy and information security regulations, anti-money laundering requirements of the U.S.A. Patriot Act, the Bank Secrecy Act, and OFAC.

Transactional

BuckleySandler represents clients in connection with the acquisition, sale, and financing of assets and businesses and servicing rights. We also represent clients in negotiating joint ventures and outsourcing arrangements, as well as licensing and e-commerce agreements. Our transactional work is enhanced by our in-depth understanding of the legal, operational and financial risks of the businesses, assets or services that are the subject of the transaction.

BuckleySandler lawyers also regularly conduct regulatory and legal due diligence or other risk assessments for clients considering acquisitions or strategic alliances with other financial services companies. In this area, we provide advice in connection with transactions for which we serve as corporate counsel and also often serve as special Washington counsel to law firms throughout the country with respect to regulatory issues related to mergers and acquisitions and bankruptcy reorganizations.

Public Policy

BuckleySandler assists its clients in analyzing and responding to the full range of bank legislative and regulatory initiatives, including those related to the Emergency Economic Stabilization Act of 2008, the Troubled Asset Relief Program (“TARP”), the Housing and Economic Recovery Act of 2008, and other related programs. BuckleySandler lawyers have been involved, on behalf of industry, in most of the legislative developments affecting retail financial services in the past two decades. We are also at the forefront of establishing the legal infrastructure for the electronic delivery of financial services.