Federal Trade Commission
BuckleySandler’s Federal Trade Commission (FTC) practice focuses on representing clients in litigation and enforcement matters involving allegations of predatory or discriminatory lending, as well as other deceptive or unfair practices before the FTC’s Divisions of Financial Practices and Privacy and Identity Protection.
Our FTC practice covers the following areas:
- Marketing and advertising of financial products or services
- Mortgage lending and servicing
- Fair lending
- Privacy and data security
- Payment systems and processing
- Debt collection and debt reduction practices, including credit counseling
Recent representative matters include numerous FTC actions, including two major mortgage servicing cases:
- Represented defendant in an FTC Consent Decree resolution of lawsuit alleging unfair and deceptive trade practices as well as violations of the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and Truth in Lending Act in connection with the servicing of residential mortgages.
- Represented defendant in an FTC Consent Decree resolution of lawsuit alleging unfair and deceptive trade practices regarding mortgage loan servicing and collections.
- Represented defendant in the resolution of a nationwide class action lawsuit alleging predatory lending activities in connection with real estate secured and personal loans. Matter resolved as part of global nationwide settlement, including a related FTC lawsuit.
- Advice and counseling on FTC compliance with payment system and processing rules and regulations.