Individual Borrower Litigation

BuckleySandler defends mortgage lenders and servicers in suits brought by individual borrowers alleging:

• Unfair, predatory or discriminatory lending practices
• Breach of contract
• Fraud, negligence and other common law torts
• Improper disclosures
• Improper escrow practices
• Illegal private mortgage insurance practices, including force-placed insurance claims
• Unauthorized charges and fees
• Improper foreclosure practices
• Federal and state statutory violations

In foreclosure matters, BuckleySandler has significant experience representing mortgage clients in individual borrow challenges to both judicial and non-judicial foreclosures in a variety of jurisdictions. Specifically, we are well-versed in handling individual borrow foreclosure challenges involving:

• Claims of lack of standing to foreclose
• Claims the lender is required to present original, signed promissory note to borrower prior to foreclosure
• Claims of failure to meet required procedures prior to foreclosure