Mortgage & Consumer Credit

BuckleySandler provides a full range of licensing services to mortgage lenders, mortgage brokers, mortgage servicers, debt collectors, consumer finance companies, and other non-depository financial institutions. We assist clients in every phase of the licensing process, from identifying potential target licenses to interacting with state regulatory agencies on a client’s behalf. BuckleySandler assists clients in obtaining licenses in all 50 states, the District of Columbia and most U.S. territories.

Specific service offerings include:

• Federal and state licensing
  • Initial, renewal and branch office
• Mortgage licensing
  • FHA licensing 
  • Loan originator / loan officer licensing
  • Nationwide Mortgage Licensing System (NMLS)
• License transfers and modifications
  • Amendments to corporate structure
  • Changes of control
  • Changes of management
  • Changes of location
• License upgrades, downgrades and surrenders
• Certificate of Authority Filings and DBA filings

Due to the focus of our firm’s practice, our attorneys have extensive experience working with state and federal regulators and licensing authorities on licensing issues, as well as on compliance matters. Our integrated approach to licensing leverages this knowledge base and gives us an advantage in drafting initial applications and follow on requests that have the best chance of obtaining a timely approval.