Unfair, Deceptive & Abusive Acts and Practices
BuckleySandler has extensive experience handling regulatory, enforcement and litigation matters involving claims of unfair, deceptive and abusive acts and practices. From class actions, to state Attorneys General matters, to Federal Trade Commission investigations and lawsuits, and to Consumer Financial Protection Bureau enforcement actions, we are at the forefront of the defense of unfair, deceptive and abusive claims relating to federal and state consumer laws on behalf of the financial services industry.
Our experience includes representing clients in matters of law involving:
- Fair and responsible lending
- Predatory lending
- Preemption issues
- Sales and marketing, including federal and state telemarketing laws
- Loan brokers and mortgage abuses
- Failure to disclose
- Privacy and Data Security
- FTC Holder Rule and lender liability
Specific product experience includes:
- Mortgages, including origination and servicing issues
- Credit cards, debit cards and stored value cards
- Insurance products, including force-placed insurance
- Automobile and other installment loan products
- Commercial loan products
- Consumer loans, including payday and refund anticipation loans
Related Professionals
Significant Representations
- Default Servicing Review for Mortgage Servicer
- FRB Investigation into Alleged Unfair and Deceptive Mortgage Origination Practices
- FTC Investigation Alleging Unfair and Deceptive Servicing Practices
- Illinois AG Investigation Alleging Unfair and Deceptive Servicing Practices
- OCC and DOJ Investigation into Alleged Discriminatory Lending Practices
- Representation of Mortgage Servicer in Concurrent Investigations
- State of Nevada, Office of the Attorney General, ex rel. Catherine Cortez Masto, Attorney General v. PN II, Inc. d/b/a Pulte Homes, Pulte Mortgage, LLC f/k/a Pulte Mortgage Corporation
- Wilkes v. MERS Inc., et al.
- Acevedo, et al. v. AAA Ins., et al.
- Ades v. Chase Manhattan Bank, USA, N.A.
- American Business Financial Services, Inc.
- Anderson v. Barclays Capital Real Estate, Inc.
- Beal Bank, S.S.B. v. Federal Deposit Insurance Corp.
- Brailsford, et al. v. Hewitt et al.
- Brooks v. ComUnity Lending, Inc., et al.
- Brown v. Jackson Hewitt Inc.
- Cabrejas et al. v. Accredited Home Lenders, Inc.
- Chapman v. Jackson Hewitt Inc., et al.
- Chehardy et al. v. Louisiana Insurance Commissioner J. Robert Wooley, et al.
- City of Cleveland v. Ameriquest Mortgage Securities, Inc., et al.
- City of Cleveland v. JP Morgan Chase Bank, NA, et al.
- Commonwealth of Mass. v. Fremont Investment & Loan, et al.
- Cooper v. EMC Mortgage Corporation
- Cox v. Nationwide Mutual Insurance Company, et al.
- Craddock v. Safeco Insurance Company, et al.
- Crowley v. JPMorgan Chase & Co. and Chase Bank USA, N.A.
- District of Columbia v. Metropolitan Money Store Corp., et al.
- Dublin v. Citibank, N.A.
- Edwards et al. v. Accredited Home Lenders, Inc., et al.
- Eisele v. Mastercard Internat., et al.
- Eisele v. VISA International Service Association, Associates First Capital Corporation, and Associates National Bank
- Federal Trade Commission v. Citigroup Inc., et al.
- Federal Trade Commission v. EMC Mortgage Corporation and The Bear Stearns Companies, LLC
- Fyhrie, et al. v. Fleet Mortgage Corp, et al.
- Gates v. Fleet Mortgage
- Gomez v. Jackson Hewitt Inc.
- Graley v. EMC Mortgage Corporation
- Harper, et al. v. Jackson Hewitt Inc.
- In re Katrina Canal Breaches Litigation
- In re SCRA Settlement
- Jackson Hewitt Tax Services, Inc., et al. v. Galen
- Jerome Kevin McCall v. Ameriquest Mortgage Company
- Kristina Pierceall v. Ameriquest Mortgage Company and Ameriquest Capital Company
- Kucan v. Advance America, Cash Advance Centers of North Carolina
- Lassman v. Fleet Mortgage Corporation
- Law Offices of Joseph M Bruno, et al. v. ABN Amro Mortgage Group, Inc., et al.
- Livingston, et al. v. Associates Finance, Inc., et al.
- Lucas, et al. v. Fairbanks Capital, et al.
- Minnesota v. Fleet Mortgage Corporation
- Mirfasihi v. Fleet Mortgage Corp
- Monroe Retail, Inc., et al. v. Charter One Bank, NA, et al.
- Morales et al. v. Associates First Capital Corporation, et al.
- Ogilvie v. Associates National Bank
- Option One Mortgage Corporation
- Orr v. EquiCredit Corp. PA, et al.
- Patricia Koluncich v. Fleet Mortgage Corp
- Phillips v. Associates Home Equity Services, Inc.
- Pulte Homes, Inc. et al. v. Goddard
- Rebecca Saavedra v. GMAC Mortgage, LLC et al.
- Reuter v. Advance America, Cash Advance Centers of Florida
- Samuel, et al. v. Bank of America, et al.
- Muldrow v. EMC Mortgage Corporation
- Sevilla v. Citigroup Inc.
- Smith v. Chase Manhattan Bank
- State of Arizona, ex rel. Terry Goddard, Attorney General v. Pulte Home Corporation and Pulte Mortgage LLC
- State of Louisiana et al. v. AAA Insurance, et al.
- State of Ohio v. Carrington Mortgage Services, LLC
- Sutton Funding, LLC, et al. v. Metropolitan Money Store Corp., et al.
- Terrebonne, et al. v. Allstate Insurance Company
- The People of California v. Jackson Hewitt Inc.
- Thomas E. Slayton Jr v. Citibank NA
- Tomlin, et al. v. Associates Financial Services, et al.
- Troy v. Associates Home Equity Services, Inc.
- United States of America v. Amsouth Bancorporation, et al.
- Utility Consumers’ Action Network and Rupp v. Texaco Credit Card Services
- Watson, et al. v. EquiCredit Corp., et al.
- Weller et al. v. Accredited Home Lenders, Inc.
- Wooley et al. v. Jackson Hewitt Tax Service Inc., et al.