Consumer Finance
BuckleySandler regularly advises clients on legal issues arising across the entire spectrum of consumer loan asset classes including unsecured closed-end loans and lines of credit, retail installment sales contracts, and personal property loans and leases. We assist with fundamental issues such as: licensing and authority to lend, broker, service, or collect such obligations; usury ceilings and loan fee limitations; disclosure requirements, including compliance with the Truth in Lending Act; loan servicing, collections, and enforcement; and regulatory requirements involving marketing, advertising, and other aspects of unfair and deceptive acts and practices laws. We also have specialized expertise in the implementation of Internet-based credit programs such as computer loan origination systems, mortgage lead generators, and online consumer lending platforms.