Fair Lending
BuckleySandler has an active fair lending practice in which we regularly provide pro-active compliance advice and represent clients in federal and state government enforcement investigations, administrative proceedings, and complex litigation involving the full spectrum of issues related to the fair treatment of consumers in all aspects of the lending relationship. The lending industry today confronts an exponential growth in fair lending enforcement activities targeting a wide array of financial products and services including real estate and personal loans, auto loans, credit card sales, credit insurance products, as well as related marketing practices. BuckleySandler attorneys, including former senior officials at the Federal Reserve Board and Office of the Comptroller of the Currency, are leading authorities on fair lending matters including those involving the Fair Housing Act, the Equal Credit Opportunity Act, the Civil Rights Act of 1866, the Truth in Lending Act, the Home Ownership and Equity Protection Act, the Real Estate Settlement Procedures Act, and other federal, state, and local laws and regulations. The Firm’s attorneys also regularly advise corporate clients regarding a full range of fair lending compliance issues, including the design and implementation of compliance programs, and counsel clients on preventative and remedial measures to be taken with regard to their lending practices.
For a list of the Firm’s fair lending litigation and enforcement matters, see our Selected Class Action and Complex Civil Representations and Selected Law Enforcement Agency and Bank Regulatory Matters.