att name

John C. Redding


  • p. 310.424.3916
  • f. 310.424.3961


John C. Redding is a partner in the firm’s Los Angeles office and leads the firm’s auto finance practice. Mr. Redding brings more than 20 years of experience working with financial services companies to his practice, assisting a variety of consumer lenders, banks, and other financial services industry participants in addressing legal and business challenges in an efficient and business friendly manner. Mr. Redding regularly advises banks, auto finance companies, mortgage originators and servicers, and debt purchasers and collectors on regulatory and compliance matters involving the Dodd-Frank Act and CFPB, Federal Trade Commission, and other state and federal matters.

Mr. Redding’s recent representative matters include:

  • Assisting multiple indirect auto financial institutions in conducting fair and responsible lending reviews
  • Advising bank and non-bank financial institutions, including indirect auto finance companies, in preparing for CFPB examinations in such areas as fair and responsible lending, default servicing, credit reporting, complaint handling, vendor management, treatment of servicemembers and Unfair, Deceptive and Abusive Acts and Practices
  • Representing and advising clients during regulatory investigations and enforcement matters by state and federal agencies, including the CFPB, DOJ and state attorneys general
  • Working with consumer finance lenders and servicers across multiple industries to design or strengthen vendor management programs, systematize third party due diligence processes and mitigate service provider risks associated with outsourcing of collections, loss mitigation and servicing operations
  • Providing regulatory analyses regarding application of state and federal laws to issues involving indirect auto finance, residential mortgage lending and servicing, and consumer debt collection
  • Advising private equity firms on the startup of, and performing regulatory due diligence regarding the acquisition of, consumer financial services companies in the indirect auto, mortgage and medical finance industries

Before returning to private practice, Mr. Redding served as general counsel and associate general counsel to several companies where he ran in-house legal operations, engaged in corporate restructuring projects, and managed large-scale litigation. As Associate General Counsel for Accredited Home Lenders, Inc., Encore Capital Group and Midland Credit Management, Inc., Mr. Redding oversaw regulatory compliance, loan origination, servicing, and debt collection matters. At BuckleySandler, Mr. Redding applies his broad understanding of in-house legal and business objectives to form close working relationships with clients and has a reputation for providing practical solutions to complex challenges.

Mr. Redding is a member of the American Bar Association’s Committee on Consumer Financial Services, and is the current Co-Vice Chair of the Personal Property Finance subcommittee. Mr. Redding is also a member of the American Financial Services Association’s State Governmental Affairs Committee, the Operations and Regulatory Compliance Committee and chair of the Business Partners Subcommittee. Mr. Redding received his J.D. from Southwestern University School of Law in 1990, his MBA from San Diego State University in 2000, and his B.S. from Marquette University in 1985.

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