Jonice Gray Tucker
Partner
- p. 202.349.8005
- f. 202.349.8080
- jtucker@buckleysandler.com
Biography
Jonice Gray Tucker, a partner with BuckleySandler LLP, represents corporate and individual clients in federal and state enforcement agency investigations, examinations, and litigation as well as private civil litigation. In addition, she conducts internal investigations on behalf of corporations and counsels clients on compliance with federal consumer protection laws including the Fair Credit Reporting Act, the Fair Debt Collections Practices Act, the Real Estate Settlement Procedures Act, and the Truth in Lending Act.
Ms. Tucker has extensive experience representing financial institutions in matters relating to federal and state fair lending laws, mortgage fraud, unfair and deceptive trade practices, and consumer privacy laws. She has represented financial institutions in matters initiated by government entities which include the Consumer Financial Protection Bureau ("CFPB"), the U.S. Department of Justice (“DOJ”), the U.S. Department of Housing and Urban Development, the Federal Trade Commission, the Federal Deposit Insurance Corporation, the Federal Reserve Board, the Office of the Comptroller of the Currency, state banking commissions, and state attorneys general, among others. Ms. Tucker also represents financial institutions in private civil litigation, including class actions. She also has represented individual clients in criminal matters and related civil appellate litigation. Ms. Tucker has particular expertise in loan servicing, having represented several major servicers in landmark litigation and enforcement actions.
Ms. Tucker has published articles on a wide-variety of issues impacting financial institutions. In addition, she is a frequent speaker on legal issues facing financial institutions, including best practices in mortgage loan servicing, “fair servicing” in the context of loss mitigation, secondary market liability, mortgage fraud, and dispute resolution techniques. Ms. Tucker has been featured in Washingtonian magazine’s Top Lawyers Issue in an article focusing on the path to partnership.
Ms. Tucker is firmly committed to providing pro bono legal services to members of our community who cannot afford to pay for counsel. She has been recognized for her outstanding work in a pro bono capacity, including in particular, her work on a highly-publicized habeas corpus case which led to the overturning of a wrongful criminal conviction. Ms. Tucker also serves on the Board of Directors of the Kolar Charitable Foundation.
Prior to joining BuckleySandler at its inception in 2009, Ms. Tucker practiced with the Litigation Group at Skadden Arps, where she specialized in Consumer Financial Services. Before entering private practice, she served as a law clerk to the Honorable Marvin J. Garbis of the U.S. District Court for the District of Maryland, 2000-2001. Ms. Tucker received her J.D. from Yale Law School in 2000 and her B.A. from the University of Virginia in 1996 (Phi Beta Kappa).
Associations
- Chair for Retail Banking and Consumer Law, American Bar Association - Banking Law Committee
- Co-Vice-Chair for Fair Access to Services, American Bar Association - Consumer Financial Services Committee
- Board of Trustees, Washington Lawyers' Committee for Civil Rights and Urban Affairs
- Executive Committee, Yale Law School Association
- Board of Directors, The Kolar Charitable Foundation
- Chair, BuckleySandler Diversity Committee
Significant Representations
Represented Large Bank in One of First CFPB Enforcement Matters
Represented large bank in a joint investigation and enforcement action by the Consumer Financial Protection Bureau and the Federal Deposit Insurance Corporation alleging deceptive sales practices ... MORE
CFPB Ancillary Products Examination
Assisting top ten bank with CFPB examination focused on credit card add-on products.
CFPB Ancillary Products Examination
Representing top ten bank in CFPB examination of ancillary credit card products.
CFPB Mortgage Servicer Examination
Represented mortgage servicer in a CFPB servicing examination. During the two month duration of the representation, BuckleySandler (i) collected, reviewed, and produced over 140,000 pages of material ... MORE
CFPB Student Lending Investigation
Assisting bank in responding to a CFPB investigation regarding student lending related to for-profit educational institutions.
City of Memphis and Shelby County, et al. v. Wells Fargo Bank, N.A., et al.
Represented Wells Fargo in lawsuit brought by City of Memphis and Shelby County, Tennessee, and watched closely by municipalities across the country, alleging that Wells Fargo engaged in “r... MORE
Represented police officer in a widely publicized obstruction of justice case after conviction was affirmed on direct appeal. Following extensive habeas corpus litigation, including en banc rehearing,... MORE
Default Servicing Review for Mortgage Servicer
Conducted review of default servicing practices and provided compliance advice in connection with allegations of improprieties in default servicing.
Federal Trade Commission v. Citigroup Inc., et al.
Lawsuit alleging unfair and deceptive trade practices with respect to nationwide lending practices of The Associates that was resolved as part of a global settlement of multiple nationwide class actio... MORE
Federal Trade Commission v. EMC Mortgage Corporation and The Bear Stearns Companies, LLC
Consent Decree resolution of lawsuit alleging unfair and deceptive trade practices as well as violations of the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and Truth in Lending Act ... MORE
FRB Investigation into Alleged Unfair and Deceptive Mortgage Origination Practices
Represented major financial institution in Federal Reserve Board investigation alleging unfair and deceptive mortgage origination practices.
FTC Investigation Alleging Unfair and Deceptive Servicing Practices
Represented major mortgage servicer in investigation initiated by the Federal Trade Commission alleging unfair and deceptive mortgage servicing practices.
Illinois AG Investigation Alleging Unfair and Deceptive Servicing Practices
Represented major mortgage servicer in investigation initiated by the Illinois Attorney General alleging unfair and deceptive servicing practices.
Lucas, et al. v. Fairbanks Capital, et al.
Statewide class action alleging unfair and deceptive practices regarding mortgage loan servicing and collections.
Mayor and City Council of Baltimore v. Wells Fargo Bank, N.A., et al.
Represented Wells Fargo in lawsuit brought by Baltimore City alleging “reverse redlining” under the FHA on the theory that Defendants offered African-American borrowers subp... MORE
OCC and DOJ Investigation into Alleged Discriminatory Lending Practices
Represented major financial institution in investigation by Office of Comptroller of Currency and the Department of Justice relating to allegations of discriminatory lending practices.
Representation of Mortgage Servicer in Concurrent Investigations
Represented major mortgage servicer in concurrent investigations by the Federal Reserve Board, state banking departments, and multiple state attorneys general in connection with allegations of impropr... MORE
Represented Mortgage Servicer in HUD Inquiry
Represented mortgage servicer in connection with Department of Housing and Urban Development subpoena for information in connection with investigation of third-party.
Watson, et al. v. EquiCredit Corp., et al.
Settlement of both nationwide and statewide classes of borrowers in a matter involving allegations of fictitious payees at closings, fraud, and predatory lending in connection with real estate secured... MORE
Publications
Mortgage Crisis Triggers Stronger Focus on Vendors
National Notary Association, March 8, 2013
Consumer Complaint Management: Meeting Regulatory Expectations
The Review of Banking and Financial Services, October 1, 2012
Liabilities for Servicers: Localities Jump in the Game
Mortgage Servicing News, October 2012
Will Vendors Create New Liability for Servicers?
Mortgage Banking Magazine, July 9, 2012
Regulatory Actions Melding Into National Servicing Standards
Servicing Management, February 29, 2012
Fair Lending Refocused: Loan Modification and Loss Mitigation Outcome Reviews
LexisNexis Emerging Issues Analysis, September 26, 2011
Robosigning Revisited: Is the Foreclosure Documentation Crisis Spreading to Bankruptcy Courts?
Thomson Reuters, May 23, 2011
Regulators Target Fair Servicing
Mortgage Banking, June 11, 2010
Fair-Lending Principles Must Underpin Loss Mit
Servicing Management, June 1, 2010
Mortgage Servicing Under Fire
The Review of Banking and Financial Services, June 1, 2010
The Expansion of Liability for Predatory and Discriminatory Lending to Secondary Mortgage Market Participants (Practicing Law Institute Corporate Law & Practice Course Handbook Series, PLI Order No. 11451 at 823, December 5, 2007).
Weathering the Subprime Storm
American Securitization, July 1, 2007
Knowledge & Insights
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October 17, 2011
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July 12, 2011
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Client Alert: OCC Issues Foreclosure Management Guidance and Requires File Reviews by 9/30/11
July 8, 2011
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Special Alert: FFIEC Releases 2008 HMDA Data
September 30, 2009
In The News
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Eight BuckleySandler Partners Named to 2013 Super Lawyers Lists
April 30, 2013
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Partner Jonice Gray Tucker Featured in Law Practice Today: "Meet the Women Rainmakers"
Law Practice Today, January 15, 2013
Speaking Engagements & Events
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Financial Services Roundtable: Litigation Trends
May 2, 2013
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Financial Services Roundtable: Managing Fair Lending
May 1, 2013
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2013 Fair Lending Today Conference
April 8, 2013
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ABA's Business Law Section Spring Meeting
April 4, 2013
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Women in Housing and Finance: Recent CFPB Enforcement Actions
February 12, 2013
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ABA Consumer Financial Services Committee Winter Meeting
January 6, 2013
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Webinar: The CFPB: Investigations and Enforcement Actions in Focus
December 6, 2012
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California Mortgage Bankers Association Fair Lending Enforcement Trends Webinar
October 9, 2012
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American Bar Association's Annual Meeting 2012
August 3, 2012
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California Mortgage Bankers Association's 17th Annual Western States Loan Servicing Conference
July 30, 2012
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BuckleySandler Webinar: The Consumer Financial Protection Bureau - How to Prepare for an Examination
July 26, 2012
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American Bar Association Webinar: After the Servicing Settlements - The Future of Mortgage Servicers
May 15, 2012
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Financial Services Roundtable Spring Meeting: Litigation and Enforcement Update
May 3, 2012
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2012 Fair Lending Today Conference
April 30, 2012
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Women Litigators: What We Do Right
April 26, 2012
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BuckleySandler Webinar: The CFPB - A Recap of Activities to Date and Predictions for Actions Ahead
April 17, 2012
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American Bar Association Business Law Section Spring Meeting 2012
March 23, 2012
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March 21, 2012
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LexisNexis Webinar: Impacts of Dodd-Frank on the Mortgage and Banking Industry
January 12, 2012
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ALI-ABA Seminar: CFPB: Redefining the Consumer Credit Market by Defining "Abusive" Standards
December 21, 2011
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American Bankers Association Webinar: Mortgage Servicing: Development and Impact
December 14, 2011
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BuckleySandler Webinar: The CFPB in Focus - Where Are We Now and What Lies Ahead?
December 8, 2011
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November 9, 2011
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ABA Banking Law Committee Fall Meeting 2011
November 4, 2011
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October 25, 2011
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Mortgage Bankers Association’s Regulatory Compliance Conference 2011
September 25, 2011
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California Mortgage Bankers Association's 16th Annual Western States Loan Servicing Conference
August 29, 2011
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American Bar Association’s Annual Meeting 2011
August 5, 2011
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July 21, 2011
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July 13, 2011
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6th Annual Strategic Markets and Diversity Conference
June 23, 2011
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Mortgage Bankers Association’s Legal Issues and Regulatory Compliance Conference 2011
May 15, 2011
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2011 Fair Lending Today Conference
May 2, 2011
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American Bar Association Business Law Section - Spring Meeting 2011
April 14, 2011
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Robo-Signing Redux: Bankruptcy Courts as the Next Battleground
April 8, 2011
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American Bar Association Webinar: The Foreclosure Crisis Tsunami
February 8, 2011
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2010 CRA and Fair Lending Colloquium
November 7, 2010
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October 27, 2010
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Mortgage Bankers Association’s Regulatory Compliance Conference 2010
September 27, 2010
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California Mortgage Bankers Association's 15th Annual Western States Loan Servicing Conference
August 9, 2010
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American Bar Association’s Annual Meeting 2010
August 7, 2010
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2010 Fair Lending Today Conference
April 19, 2010
Awards & Recognition
- Super Lawyers 2013: Banking, Consumer Law, Civil Litigation Defense
- September 2007: Stakeholder 100 Award
- International Union of Police Associations, October 2006: President's Award
