att name

"She's really our go-to person for matters relating to the CFPB."

Chambers USA

Jonice Gray Tucker


  • p. 202.349.8005
  • f. 202.349.8080


Jonice Gray Tucker is a partner with BuckleySandler LLP. Jonice represents corporate and individual clients in matters initiated by government regulators as well as in private civil litigation. She also conducts internal investigations on behalf of corporations and counsels clients on compliance with consumer protection laws.

Jonice has extensive experience handling matters involving:

  • Allegations of unfair, deceptive, or abusive acts in violation of the Federal Trade Commission Act (Section 5), the Consumer Financial Protection Act (Section 1036) and similar state laws; and
  • Federal and state consumer protection laws, including the Equal Credit Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act, the Truth in Lending Act, the Fair Credit Reporting Act, and the Fair Debt Collection Practices Act, among others.

Jonice focuses a substantial portion of her practice on representations involving government examinations, investigations, and enforcement actions. She has been representing financial institutions in matters involving the CFPB since it was first established, now having served as counsel in numerous examinations as well as in investigations and enforcement actions. Beyond her CFPB work, Jonice has represented institutions in matters initiated by the DOJ, HUD, FTC, FRB, FDIC, FHFA, and the OCC, as well as state Attorneys General.

Jonice also has significant experience handling complex civil litigation involving financial institutions. These cases have included matters brought by private plaintiffs as well landmark cases brought by government entities.

Jonice’s representations have included:

  • Serving as lead defense counsel for a major bank in one of the CFPB’s first public enforcement actions;
  • Representing numerous banks and non-banks in CFPB examinations, investigations, and enforcement actions relating to business lines which include mortgage origination and servicing, payment cards, student lending and servicing, other secured and unsecured lending, and ancillary ("add-on") products;
  • Assisting institutions with CFPB supervision readiness, including mock exams;
  • Providing compliance counseling to high-net worth and other niche lenders in connection with fair and responsible banking;
  • Representing a top US bank in precedent-setting lawsuits brought by municipalities, under the FHA, in the wake of the foreclosure crisis;
  • Representing a top US bank in concurrent investigations and enforcement actions by the DOJ, the OCC, and the FRB related to allegations of discriminatory lending practices;
  • Representing numerous entities in investigations initiated by FHFA related to FHFA’s investments in residential mortgage back securities;
  • Representing two large, non-bank mortgage servicers in landmark enforcement actions brought by the FTC;
  • Representing a large bank in connection with settlement of nationwide class action alleging mortgage fraud and predatory lending;
  • Representing banks and non-banks in consumer protection investigations and enforcement actions brought by State Attorneys General; and
  • Representing numerous mortgage servicers in default servicing compliance reviews.

Jonice has been recognized in Chambers USA as a leading lawyer in the category of Financial Services Regulation: Banking (Enforcement & Investigations). She has been described by sources interviewed as "very knowledgeable in the area," "very defense-oriented in terms of thinking about the risks," and "our go-to person for matters relating to the CFPB." Jonice serves on the Board of Regents of the American College of Consumer Financial Services Lawyers and has been named to the Super Lawyers list in the areas of banking, consumer law, and civil litigation defense.

Jonice has been featured in Washingtonian magazine’s Top Lawyers issue in an article focusing on the path to partnership, a "Meet the Women Rainmakers" segment of Law Practice Today, and in Law360's Rainmaker series. She also was selected for Legal Bisnow’s 2015 Edition of 40 Top Lawyers Under 40. Jonice has published articles on a wide variety of legal issues impacting financial institutions and is a frequent speaker on the industry, particularly on matters relating to the CFPB. 

Jonice is firmly committed to providing pro bono legal services to members of our community who cannot afford to pay for counsel. She has been recognized for her outstanding work in a pro bono capacity, including her work on a highly-publicized habeas corpus case which led to the overturning of a wrongful criminal conviction, Conley v. United States (1st Cir.).

Jonice is active in the American Bar Association, where she is Vice-Chair of the Banking Law Committee and Vice-Chair of the Fair Access to Services subcommittee of the Consumer Financial Services Committee. She serves on the Board of Directors for the Legal Aid Society of DC and the Board of Trustees for the Washington Lawyers’ Committee for Civil Rights and Urban Affairs. She also serves on the Board of Directors of the Kolar Charitable Foundation and is a member of the Executive Committee for the Yale Law School Association.

Prior to joining BuckleySandler as a founding partner in 2009, Jonice practiced with the Litigation Group at Skadden Arps, where she specialized in Consumer Financial Services. Before entering private practice, she served as a law clerk to the Honorable Marvin J. Garbis of the U.S. District Court for the District of Maryland. Jonice holds a J.D. from Yale Law School and a B.A. from the University of Virginia (Phi Beta Kappa).


  • Vice-Chair, American Bar Association - Banking Law Committee
  • Vice-Chair of Fair Access to Services Subcommittee, American Bar Association - Consumer Financial Services Committee
  • Banking Law Advisory Panel, American Law Institute-Continuing Legal Education (ALI-CLE)
  • Board of Directors, Legal Aid Society of the District of Columbia
  • Board of Trustees, Washington Lawyers' Committee for Civil Rights and Urban Affairs
  • Executive Committee, Yale Law School Association
  • Board of Directors, The Kolar Charitable Foundation
  • Advisory Board, Ron Brown Scholars Program
  • Advisory Board, National Consumers League, LifeSmarts Program
  • Chair, BuckleySandler Diversity Committee

Significant Representations


What's Driving Regulation of Auto Ancillary Products
Bloomberg BNA, May 2, 2016

All Student Loan Players Great and Small
Law360, February 25, 2016

Consumer Financial Services Answer Book 2016
Practising Law Institute, October 2015

The CFPB's 'UDAAPification' of Consumer Protection Law
Law360, September 16, 2014

Complaint Management Lessons from Dr. Seuss
Law360, May 21, 2014

CFPB in Focus: Navigating Investigational Hearings
Law360, April 21, 2014

The CFPB's Amicus Program - Friend or Foe?
BNA's Banking Report, August 6, 2013

CFPB Investigations in Focus: Navigating CIDs
Law360, July 11, 2013

CFPB's Vague New 'Responsible Conduct' Guidelines
Law360, June 28, 2013

Mortgage Crisis Triggers Stronger Focus on Vendors
National Notary Association, March 8, 2013

Consumer Complaint Management: Meeting Regulatory Expectations
The Review of Banking and Financial Services, October 1, 2012

Liabilities for Servicers: Localities Jump in the Game
Mortgage Servicing News, October 2012

Will Vendors Create New Liability for Servicers?
Mortgage Banking Magazine, July 9, 2012

Regulatory Actions Melding Into National Servicing Standards
Servicing Management, February 29, 2012

Fair Lending Refocused: Loan Modification and Loss Mitigation Outcome Reviews
LexisNexis Emerging Issues Analysis, September 26, 2011

Robosigning Revisited: Is the Foreclosure Documentation Crisis Spreading to Bankruptcy Courts?
Thomson Reuters, May 23, 2011

Regulators Target Fair Servicing
Mortgage Banking, June 11, 2010

Fair-Lending Principles Must Underpin Loss Mit
Servicing Management, June 1, 2010

Mortgage Servicing Under Fire
The Review of Banking and Financial Services, June 1, 2010

The Expansion of Liability for Predatory and Discriminatory Lending to Secondary Mortgage Market Participants (Practicing Law Institute Corporate Law & Practice Course Handbook Series, PLI Order No. 11451 at 823, December 5, 2007).

Weathering the Subprime Storm
American Securitization, July 1, 2007

In The News

Speaking Engagements & Events

Awards & Recognition

  • Chambers USA 2016: Band 3, Financial Services Regulation: Banking (Enforcement & Investigations)
  • Super Lawyers 2016: Consumer Law, Civil Litigation: Defense, Banking
  • Chambers USA 2015: Up and Coming, Financial Services Regulation: Banking (Enforcement & Investigations)
  • Super Lawyers 2015: Consumer Law, Civil Litigation: Defense, Banking
  • LegalBisnow 2015 Trending 40 Under 40
  • Law360 Minority Powerbroker Series
  • Chambers USA 2014: Up and Coming, Financial Services Regulation: Banking (Enforcement & Investigations)
  • Super Lawyers 2014: Consumer Law, Civil Litigation, Banking
  • Fellow, American College of Consumer Financial Services Lawyers
  • Super Lawyers 2013: Banking, Consumer Law, Civil Litigation Defense
  • Law360 Rainmaker Series
  • September 2007: Stakeholder 100 Award
  • International Union of Police Associations, October 2006: President's Award