Margo H. K. Tank
Partner
- p. 202.349.8050
- f. 202.349.8080
- mtank@buckleysandler.com
Biography
Margo Tank is a partner of BuckleySandler LLP. Ms. Tank advises financial services providers and technology companies on how to structure business programs and online platforms in compliance with the Electronic Signatures in Global and National Commerce Act (ESIGN) and the Uniform Electronic Transactions Act (UETA), and comply with other state and federal laws governing electronic and mobile financial services transactions, including laws related to privacy and data security, electronic record management, money transmission and other payment methods (plastic or virtual), advertising and unfair or deceptive acts and practices.
Ms. Tank's other activities include acting as the Co-Reporter for the Drafting Committee preparing the Standards and Procedures for Electronic Records and Signatures (SPeRS) (http://www.spers.org/), and advocacy before Congress and federal regulators with respect to electronic financial services issues as counsel to the Electronic Financial Services Council and the Electronic Signatures and Records Association. She was named a “2009 Mortgage Banking Technology All-Star” by Mortgage Banking Magazine. Ms. Tank is also a member of the American Bar Association's Business Law Section and the Committee on the Law of Commerce in Cyberspace and a member of the Electronic Transactions Association’s Mobile Payments Committee.
Ms. Tank is co-author of The Law of Electronic Signatures and Records (West, a Thomson Reuters business, 2011-2012 Edition) and a number of articles, including the following: “Two agencies and various industry standards offer guideposts on mobile disclosure requirements,” The National Law Journal (April 2012); "eMortgage Implementation Considerations," Electronic Banking Law and Commerce Report, Volume 11, Number 6 (July/August 2006); "It's the Message, Not the Medium! Electronic Record and Electronic Signature Rules Preserve Existing Focus of the Law on Content, Not Medium of Recorded Land Title Instruments," The Business Lawyer (August 2005); "The Electronic Signatures in Global and National Commerce Act - An Overview," Boston University School of Law, Annual Review of Banking Law (2001); "Electronic Signatures - Changing the Financial Landscape," The Conference on Consumer Finance Law, Quarterly Report (2000); and "The Emerging Legal Landscape for Bank Insurance Activities," Boston University School of Law, Annual Review of Banking Law (1998). She also authored a white paper titled Electronic Financial Services in Emerging Market Countries at the request of the International Monetary Fund. Ms. Tank is a frequent speaker at financial services conferences on the electronic delivery of financial services.
Prior to joining BuckleySandler, Ms. Tank was a partner with Goodwin Procter LLP. Before entering private practice, she was counsel to the U.S. House of Representatives, Committee on Banking and Financial Services. Ms. Tank received her J.D. from Drake University Law School in 1992 (with honors) and while there was Projects Editor for the Drake University Law Review. She received a B.A. from the University of Vermont in 1985 and also studied commercial law at Queens College, Oxford University in England in 1991.
Publications
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NACHA's Guidelines for Bill Payments Via QR Codes
E-Finance & Payments Law & Policy, April 16, 2013
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Federal Regulators Issue Guidance on Social Media and Mobile Privacy
Internet Law & Strategy, April 4, 2013
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Is Regulatory Uncertainty an Impediment to Mobile Payments?
Payments Journal, January 23, 2013
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The Law of Electronic Signatures and Records, 2012-2013 Edition
Westlaw, December 7, 2012
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E-Signatures: Zulkiewski v. American General Life Insurance Company
E-Commerce Law Reports, December 4, 2012
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Two Agencies and Various Industry Standards Offer Guideposts on Mobile Disclosure Requirements
National Law Journal, April 11, 2012
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Standards and Procedures for Electronic Records and Signatures (SPeRS), Version 2.0
Electronic Financial Services Council, November 29, 2011
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eMortgage Implementation Considerations
Electronic Banking Law and Commerce Report, July 1, 2006
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It’s the Message, Not the Medium
The Business Lawyer, August 1, 2005
In The News
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Jerry Buckley and Margo Tank on the Electronic Signatures Act
April 13, 2012
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November 29, 2011
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Top Financial Services Law Firm to Present at Silanis’ Banking Summit
Sys-Con Media, March 16, 2011
Speaking Engagements & Events
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Property Records Industry Association 2013 Winter Symposium
February 27, 2013
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Electronic Signatures and Records Association 2013 Member Meeting
February 13, 2013
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The Electronic Signature and Records Association's Annual Conference
November 14, 2012
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Guidelines for e-Signatures and e-Delivery in Insurance - Cutting through the Legalese
October 24, 2012
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Mobile Payments Compliance: Unique Disclosure, Advertising, and Money Transmission Issues
September 19, 2012
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International Association of Privacy Professionals Global Privacy Summit
March 7, 2012
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I Know What You Did with Your Wallet: Data Usage and Privacy Considerations
February 29, 2012
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November 9, 2011
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E-Signature Webcast for Financial Services Legal Counsel
October 20, 2011
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2011 Fair Lending Today Conference
May 2, 2011
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E-Signature Summit for Banking Executives: E-Sign Legal & Regulatory Update
April 8, 2011
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Women in Housing and Finance Spring Symposium: The Future of Mortgage Servicing
April 6, 2011
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Protecting Your Scientific Intellectual Property Requires More Than Just Digital Signatures
March 31, 2011
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eMortgage Implementation - How Do I Get Started?
March 28, 2011
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November 9, 2010
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Data Privacy and Information Security Conference
June 3, 2010
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New Disclosure Regulations: How Consumer Lenders can Reduce Risk and Cost with E-Disclosures
May 4, 2010
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MBA Legal Issues and Regulatory Compliance Conference
May 3, 2010
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2010 Fair Lending Today Conference
April 19, 2010
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Electronic Signatures and Records--What's the Current Law?
January 26, 2010
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November 16, 2009
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Mortgage Disclosure Improvement Act
September 23, 2009
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Electronic Signatures to Expedite Compliance with New TILA Disclosure
September 3, 2009
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MBA Legal Issues and Regulatory Compliance Conference 2009
May 3, 2009
