• 
  • Diversity
  • Pro Bono
• 
• 
• 
• 

• 
  • Recent News
  • Weekly Updates
• 
  • Speaking Engagements
  • Publications
  • Agencies & Associations Guide
  • Document Library
• 
• 
• 

Publications

Home » Resources » Publications

The Home Mortgage Disclosure Act: Its History, Evolution and Limitations

Published by Georgetown University Credit Research Center on March 14, 2005.

Author(s): Joseph M. Kolar & Jonathan D. Jerison.

This article analyzes the history of the Home Mortgage Disclosure Act (HMDA).  It focuses on the general purposes of HMDA and the evolution and expansion of those purposes over time.  Finally, the authors discuss the limitation of the data in determining whether discrimination has occurred.

"The Home Mortgage Disclosure Act: Its History, Evolution and Limitations"

• 

  • “Volcker Rule” Legislation Introduced in Senate
  • FinCEN, Financial Agencies Issue Clarification on Beneficial Ownership Expectations
  • Federal Banking Regulators Revise the Final Community Reinvestment Act Q&As
  • More Recent News

• 

  In-depth review of news & developments in the financial services industry.

  • Weekly Updates
  • Sign up now

• 

  • Federal Reserve Board Proposes Clarifications to Rules on ATM Charges, Fees
  • FinCEN, Financial Agencies Issue Clarification on Beneficial Ownership Expectations
  • Obama Administration Proposes Creation of a Small Business Lending
  • More documents

• 

  A full listing of national & state bank regulatory agencies & industry groups.